Evaluating the Socio-Economic Impact of Microfinance on Rural Development in Uttar Pradesh

Ranjeet Sagar, Prof. Daya Ram Gangwar · 2025 · The Voice of Creative Research

Summary. Microfinance in Uttar Pradesh drives rural development through income generation, women's empowerment, and financial inclusion, but only when combined with skills training, social intermediation, and public program linkages. The study analyzes national microfinance data and five districts, finding that while the Self-Help Group–Bank Linkage Programme and microfinance institutions reached millions of borrowers, credit alone cannot solve poverty. Success requires bundling microfinance with capability building and market connections.

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@article{sagar-2025-evaluating-socio-economic-impact-microfinance,
  title   = {Evaluating the Socio-Economic Impact of Microfinance on Rural Development in Uttar Pradesh},
  author  = {Ranjeet Sagar and Prof. Daya Ram Gangwar},
  journal = {The Voice of Creative Research},
  year    = {2025},
  doi     = {10.53032/tvcr/2025.v7n4.01},
  url     = {https://doi.org/10.53032/tvcr/2025.v7n4.01}
}

TY  - JOUR
TI  - Evaluating the Socio-Economic Impact of Microfinance on Rural Development in Uttar Pradesh
AU  - Ranjeet Sagar
AU  - Prof. Daya Ram Gangwar
JO  - The Voice of Creative Research
PY  - 2025
DO  - 10.53032/tvcr/2025.v7n4.01
UR  - https://doi.org/10.53032/tvcr/2025.v7n4.01
ER  - 

Details

DOI

10.53032/tvcr/2025.v7n4.01

Countries

India

Regions

Asia

Categories

funding, regional-innovation-systems, general-innovation

Added

2026-08-01